Why should I use a mortgage broker?
There are many reasons to use a mortgage broker but the simplest explanation is to save time and money. A mortgage broker will find you the best home loan for you and then proceed to carry out the application process for you, in other words a start to finish service. And this service is provided at no charge to you.
A mortgage broker has a wealth of industry experience and is across the industry enabling them to deliver accurate, efficient advice to you.
How much does a mortgage broker cost?
In nearly all cases the service is free to you. This is because a mortgage broker gets paid a commission from the lender.
Why should I use Mortgage Broker Atherton?
Our commitment to you is to provide you with a unique solution to fit your needs. This means we listen, we research, we strategise and develop a solution that meets your goals and dreams.
Chris Blyth has a wealth of industry knowledge and experience, and also has experience with rural property owners giving him an ideal understanding of the hardships of owning rural property.
When can I meet with Chris?
Anytime – use our Contact Us page to use a method you prefer to get in contact with us. Chris is happy to meet anytime during the day or after hours, and at any place.
My partner and I will have trouble finding time to meet together, is there anyway you can still help us?
Yes, if you have difficulty meeting with us we can help you over the phone or by email.
How much can I borrow?
Different lenders have different policies on how much they can lend. Call us with your details, and we will work across our various lenders to find you the maximum amount you can borrow.
Visit our Pre-Approval Information page for details about what information we require from you to get you an idea of your borrowing capacity.
How long does a home loan application take?
The application process can vary depending on your situation and how complex the application is. As a guide though, in most cases an application can take 2 to 7 days. If you are in a hurry, please let us know and we will prioritise your application over our game of golf.
How do I apply for a home loan?
Our service includes taking care of the application process for you. Once you have decided to proceed with us, we will gather the necessary information from you, fill in the lender’s forms, and submit the application. We will then monitor the progress of the application with the lender and keep you informed every step of the way.
You can visit our Loan Application Information page for more details on the information we will require from you to process the loan application.
How do I qualify for the first home buyer’s grant?
You and your partner (if applicable) must be over 18 years old and be an Australian citizen (or permanent resident) and you must be buying or building a brand new home which has never previously been occupied. The home must be valued at less than $750,000.
You will need to move into your new home within 1 year of the purchase and live there for at least 6 months.
In addition, you and your spouse (if applicable) must not have previously received a first home owner grant anywhere in Australia and currently or previously must not have owned a property anywhere in Australia.
Note: This criteria applies to the Australian state of Queensland. For more information and details, please visit this Queensland Government page – https://www.qld.gov.au/housing/buying-owning-home/financial-help-concessions/qld-first-home-grant/apply-first-home-grant/first-home-check-eligibility