• Mortgage Broker Atherton - Services

Personalised Solutions for Each & Every Client
15 Years Mortgage Brokering Experience.

Our Services

Talk To The Home Loan Experts

Our goal is to deliver personalised solutions for each and every client and we are able to achieve this by first listening very carefully to you and recognising your needs.

In a nutshell, if you want a competitive product and don’t have the time to do the research, running around, etc, all yourself, then our mortgage brokering service is a great fit – and at no cost to you.

We make the process of researching and applying for a home loan simple and pain free – we do this everyday so we already have a fair idea of what products would suit you (once we have gathered your details). We have considerable market knowledge and access to many lenders, and will select a product or products for your consideration from a wide range of options.

 

What Does A Mortgage Broker Do?

Simply put, we “broker” deals between borrowers and lenders. We have a wealth of knowledge in the banking/finance sector and match up borrower’s needs to lender’s products and options. In other words, we find the most suitable match for your situation and goals.

Our service is free to you as we are paid commission from the lenders.

This type of arrangement works well for both borrowers and lenders as borrowers often get a better deal than they could’ve gotten themselves, and lenders that are competitive and offer great products get more business from our work.

In addition to great deals for the borrower, we also save a lot of time and in most cases a lot of money. We have the professional training, knowledge and industry experience to best serve you.

There are many loan products and options on the market these days and it all can be quite overwhelming. We will quite happily sit down with you to explain all the various options and the advantages and disadvantages of each.

 

🏠 Residential Loans

🏠 First Home Buyers

🏠 Low Deposit Home Loans

🏠 Self Employed / Low Doc Home Loans

🏠 Property Investment Loans

🏠 Mortgage Refinancing

🏠 Fixed & Variable Interest Rates

🏠 Principle & Interest or Interest Only Loans

🏠 Commercial Loans

🏠 Access to Over 50 Lenders

Pre-Approval Indication

In as little as half an hour, we can give you an idea about how much you can borrow, and the likelihood of approval.

Visit our Pre-Approval Information page for more information about the details we will require from you. It’s really easy, and even easier if you have the information on hand when you contact us.

Applying For A Loan

The loan application part is so easy. We’ll collect some information from you, and then we take care of filling in all of the necessary paperwork, getting your signatures, and processing the lodgement. We will liase between you and the lender.

Generally speaking for most circumstances, we’ll need information from you such as income and expenses, assets and liabilities, number of children and ages, credit card details, payslips, etc. If you’re self employed we may need tax returns and business bank statements. We have created a list of items we may require – please visit our Loan Application Information page for details.

Don’t worry, we’ll be on hand to help you with the information gathering if you need it. Even if clarification is required on the smallest item, we’re happy for you to contact us anytime.

Application Progress

We won't just submit your application and sit back and wait to see what happens. Rest assured we will continue to monitor the status of the application and keep you informed every step of the way.

It can be a nervous time waiting to hear the lender's decision on your loan application and we are there to make it sure it goes as smoothly as possible. From making sure all the documentation and forms are correct in the first place, to being in touch with the lender in case they need any further information.

Once the loan is approved, we will assist you in the next steps and help you to get the house of your dreams.

 

Access To Over 50 Lenders
More options than you can poke a stick at.

First Home Buyers

Your first time into the market can be daunting and making decisions can be difficult without knowing the best way to go. Our job is to guide you into a home loan that you feel comfortable with and also to make sure you fully understand the loan and it's features. We will always be there to help you as your financial situation changes and grows.

Residential Home Loans

Our job isn't to just find you the cheapest interest rates, but to find you the product that suits you and your family's needs and circumstances. This includes sourcing options such as fixed and/or variable rates, offset accounts, redraw facilities, and much more. We will present and explain these options to you.

Mortgage Refinance

If you're thinking that you can get a better deal on your current loan, we can certainly assess your current loan and look for a better deal for you. We will then carry out all the necessary paperwork and lodgements to ensure the refinance process runs as smoothly as possible for you.

Mortgage Comparison

A home loan is a huge commitment and is an investment which will cost you a lot of money. It is important to periodically do a comparison to ensure you are getting the best deal possible. Over the life of the loan, carrying out this health check regularly every couple of years could save you thousands.

Low Deposit Home Loans

We can help with low deposit loans if your deposit amount is not quite there. We will happily carryout a free assessment of your circumstances and advise you of your options. As general guide, a 20% is required, it is possible to obtain a loan with as low as 5% deposit if certain conditions can be met.

Self Employed / Low Doc Home Loans

If you own your own business, or are a sole trader, we can help you into a home loan that can be flexible to suit your needs. Sometimes it can be more difficult to get approval for a traditional home due to fluctuating income and cash flow, however we will do as much as we can to get you and your family into the home of your dreams.

Property Investment Loans

Whether you're looking for a principle and interest loan or an interest only loan, we can help all property investors from the first time investor to the experienced property investor. Our solution for investors is to focus on a product that will maximise the returns from the investment.

Commercial Loans

We have facilitated many loans for commercial purposes and will happily spend time to discuss with you your commercial financing needs. Our goal is to make your commercial loan & financing needs be as painless and simple as possible to leave you to spend more time running your interests.

 

Servicing Atherton

We proudly service the Atherton Tablelands and the surrounding areas.

  • East Barron
  • Kairi
  • Malanda
  • Tolga
  • Upper Barron
  • Wongabel
  • Yungaburra
 
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